HOME LOANS IN PORTUGAL
NON RESIDENTS

Financing solutions for non-resident foreigners or temporary residents who want to buy a house in Portugal as a second home or to rent out.

Aimed at permanent, secondary or rental housing, current conditions, term of up to 30 years (provided that the age of the holders does not exceed 75 years at the end of the loan).

Our Credit Intermediation services are FREE for all our clients

FINANCING FOR THE ACQUISITION OF HOUSING | From 50% to 70% of the valuation of the property to be acquired, not exceeding the value of the Deed. This information does not dispense with consulting the full conditions of the products presented by the banks. *Up to 80% if one of the bidders is Portuguese (subject to analysis).

We work with banks in Portugal, being linked to: NOVO BANCO, SA, BANCO BIC PORTUGUÊS, SA, BANCO SANTANDER TOTTA, SA, CAIXA GERAL DE DEPÓSITOS, SA, BANCO CTT, SA, BANKINTER, SA - SUCURSAL EM PORTUGAL, UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL, BANCO BPI, SA.

Documentation of income in Angola:

• Portuguese tax number (NIF) or citizen's card.
• Statement of service; (if you hold a management or administrative position, additional documents will be required)
• 3 most recent payslips;
• Passport with 3 pages (one signed by the holder, one with the passport number and one with the expiry date and date of birth);
• Angola tax number;
• Angola identity card;
• Bank statements for the last 3 months;
• CIRC declaration (requested from commercial banks) or online at: https://responsabilidadecredito.bna.ao watch the BNA information video below
• GDPR consent declaration (request a draft)

If you are married, we need the same information as your spouse.

Download the draft declaration of service and declaration below

of the Personal Data Protection Regulation or ask us by email: geral@capricho.pt